Advanced EMI & Loan Simulator
Base EMI is fixed. Extra EMIs and one-time prepayment reduce total interest and shorten the loan. Below you can see the original schedule vs with your current prepayment plan.
Monthly EMI
₹ 12,940
Total interest
₹ 5,52,771
Loan closes in
120 months
Basic loan details
Loan amount
₹ 50,000₹ 1,00,00,000
Interest rate (per year)9.50%
5%20%
Tenure10 years (120 months)
1 year30 years
Principal vs interest
Interest is 35.6% of your total outflow.
Principal: ₹ 10,00,000 (64.4%)
Interest: ₹ 5,52,771 (35.6%)